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Buyers - beware of those big nationwide credit unions, they may cost you your chance to make a competitive offer! I had a buyer reach out this weekend, who told me he was pre approved with a big nationwide credit union, and they’d given him an amazing rate. When I asked if they had actually reviewed his credit, he said yes, but the full approval wouldn’t come until later in the week. That’s when my alarms went off. 🚨 Once he applied with me, I pulled his credit and found a huge collection from
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