For years, the 401k was all about saving and investing, hoping for growth and avoiding market dips. But retirement changes the game. That lump sum doesn't magically become a paycheck. Now what? What's your plan? #RetirementPlanning #401k #Investing #FinancialPlanning #RetirementIncome | Annuity Association

Discover how to convert taxable assets into tax-free lifetime income without triggering IRMAA penalties. This spouse-coordinated plan works best if your combined retirement income is between $150,000 and $300,000. Proactive planning saves thousands every year. #Annuity #IRMAA #RetirementIncome #TaxFree #RetirementPlanning | Annuity Association | Facebook

According to recent data from the Teachers Insurance and Annuity Association (TIAA), the survival function for life after 65 is approximately given by S(x)=1-0.058 x-0.076 x^2 where x is measured in decades. This function gives the probability that an individual who reaches the age of 65 will live at least x decades (10 x years) longer. Source: Ralph DeMarr. a. Find the median length of life for people who reach 65, that is, the age for which the survival rate is 0.50. b. Find the age beyond wh

🔍 Could You Be Paying More Taxes on Your Annuity Than Necessary? 🔍 Many annuity owners may face unexpected tax liabilities, but proper planning could help optimize their retirement strategy. While the IRS provides tax guidelines, navigating annuity tax rules can be complex. Understanding available options may help annuity owners make informed decisions. 📘 Download Your Complimentary Guide: Our 16-page “Guide to Avoiding Common Annuity Mistakes” explains frequently overlooked tax consideration

Teachers Insurance and Annuity Association of America : Announces $750 Million Cash Tender Offer for Its 6.850% Surplus Notes Due 2039

Compare Annuities vs. Other Investments: What to Buy, When to Buy, and What You Give Up