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❌An insurance policy lapse occurs when you stop or miss paying your policy’s premium and the contractual grace period has expired. - Typically, most insurers offer 15-30 days of grace period but it may vary. 🗓️ - Policyholders lose all benefits and coverage provided because the insurer will not cover any medical expenses incurred during the lapse period. To avoid policy lapse, consider: 1. Setting up reminders to keep track of premium due dates and avoid missing payments. 2. Automating payments
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