Dear Liz: I have $160,000 in a 403 (b) retirement plan and I’m 70. I know I have to start taking required minimum ...

The share of adults who have a will should be 100%, but it hovers consistently at 30% in the U.S. There's no reason for this. You absolutely need some sort of legal documentation to direct your ...

Contributing money to a traditional or Roth IRA can help you save money for retirement on a tax-advantaged basis. Should you ...

Contributing after-tax dollars to a 401(k) might appeal to you if you'd like to be able to withdraw funds tax-free in ...

Most of the state’s employers, haven’t joined SecureSavings. Officials cleaned out 33,000 records of bad data and expect to ...

John Calipari doesn’t think anyone listens when he talks, but Tad Boyle does. Tom Izzo does. Mark Few does. The old guard in college basketball is trying to tell us something, and it’s about time we ...

View post: Macy's is selling a $90 quilt set for $27 that comes with a matching tote bag Social Security alone provides insufficient retirement income, making 401(k)s and IRAs essential savings tools.

Because Roth IRA withdrawals are tax-free, they keep your combined income lower, helping you to hopefully avoid triggering the Social Security taxation thresholds. That’s where assets that protect you ...

Most people I talk to haven’t been educated on the difference between Roth IRA vs Taxable Account vs IRA. This is especially true with taxable accounts. Many investors are only familiar with the “tax ...

Rolling a traditional 401(k) into a Roth IRA triggers immediate taxes on the full conversion amount. Roth IRAs offer tax-free growth and withdrawals with no required minimum distributions during the ...

Who doesn’t appreciate tax-free investment growth, tax-free withdrawals and not having to take required minimum distributions from their retirement account? You’re likely aware that these are all ...