Longevity risk is a likely reality,” wrote Josh Fudge, national sales manager at Shelton Capital Management, in an email.

Your personal retirement number depends on your lifestyle goals, investment risk and desired retirement age, among other key factors ...

Making rash decisions in a time of panic is the worst move you can make. But that does not mean you are without options. Any plan should have some defense in it – maybe some fixed-income investments, ...

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

Planning how to pay for retirement is one of the biggest financial decisions people make. It is important that employees are supported to understand all the options available, make informed decisions ...

Some retirees are trading assisted living facilities for full-time life on cruise ships, but the lifestyle comes with both ...

Delaware Life Insurance Company has become the first U.S. insurer to offer a fixed index annuity tied to a BlackRock index ...

Because annuities provide a guaranteed monthly income for life, they've become an increasingly popular option for Americans worried about outliving their retirement savings. According to LIMRA, U.S.

The ‘4% rule’ has often been used to help with this. Originally devised by American financial planner William Bengen in 1994, ...

In practice, however, many retirees likely worry about money, making them easy targets for salespeople and brokers looking to ...

Why the SmartFinancial Story Is Being Rewritten Now SmartFinancial is back in the spotlight after analysts revised their ...