Credit card companies may settle debts for less than the full balance, but the percentage varies widely. Here's why.

One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

Most adults in the United States (81%) have at least one credit card, and Americans' total credit card balances broke a new record—more than $1.3 trillion—in July 2025. Credit card debt can be a ...

Visa and Mastercard have proposed a settlement in their long-running legal dispute with merchants and retailers over how much they charge merchants to accept their cards. The most important part of ...