One big problem with credit cards is if you keep using them for purchases, you may never pay off your debt. Personal loans, ...

Consolidate credit card and other high-interest debt.

The second choice: Taking a loan from your 401 (k) at a rate of 6.5% would cost you $17,900 over the same period. Typically, ...

Ballooning credit card balances can feel insurmountable. Case in point: Four out of five Americans in a recent Discover survey say their financial situation causes anxiety and almost a third fear they ...

Consolidating your credit card debt may be a good idea if the new debt has a lower APR than your credit cards. Many, or all, of the products featured on this page are from our advertising partners who ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

Household debt just hit a new all-time high. Here's how to slash your high-rate card balances before they spiral.

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

Americans carried a staggering $1.18 trillion in credit card debt in the first quarter of 2025, according to Motley Fool Money research. But if you're carrying some credit card debt, fear not -- there ...

Having debt written off may sound like you're getting a clean slate, but it can come with lasting consequences.

Americans now hold a record $1.21 trillion in credit card debt, but some consumers could have their bills cut in half.