To make sure these withdrawals are made, the IRS enacts required minimum distributions (RMDs), which become required the year you turn 73. The amount of these RMDs is based on two factors: your age ...

You may not have to take a required minimum distribution (RMD) if you're under 73, or if the account meets certain criteria.

Use SmartAsset's RMD calculator to see what your required minimum distributions look like now and in the future. Enter your retirement account balance at the end of the previous year, your age and the ...

As investors reach the age of retirement after years of diligently investing, many wonder about the rules for retirement account distributions and how much should be withdrawn from these accounts.

Turning 73 in 2025: For the first year you're subject to RMDs only, you can wait until April 1 of the following years to take ...

Required minimum distributions (RMDs) are the minimum amounts you must withdraw from your retirement accounts, including traditional IRAs and 401(k)s, once you reach age 73. The amount you have to ...

Do Roth IRAs Have Required Minimum Distributions? No, Roth IRAs do not have required minimum distributions, at least while the account holder is still alive. But if you are the beneficiary of a Roth ...

Editor’s Note: The SECURE Act, enacted on December 20, 2019, made significant changes in required minimum distribution (RMD) rules for all qualified plans. It added a new subsection (H) to IRC Section ...

The 2002 regulations simplified the calculation process and included longer life expectancy tables. The final regulations took effect for required minimum distributions in 2003 and later years ( Q ...

All retirees 73 and older must take required minimum distributions (RMDs)-- mandatory annual withdrawals -- from certain retirement accounts by Dec. 31. There are exceptions for Roth accounts and ...