According to data from Homes.com, in the second half of 2025, more homeowners had mortgages with rates at or above 6% than those with loans below 3%.
Mortgage interest rates remain volatile, and for homebuyers, a mortgage rate lock could mean paying thousands of dollars less over the life of a loan. While timing plays a role in securing the lowest ...
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A final 2025 rate cut now looks nearly locked in
The Federal Reserve has now cut interest rates three times in 2025, and the path it has sketched for the coming year leaves little doubt that one more move is coming. Markets, lenders and borrowers ...
December 2025 saw mortgage rate-lock volume rise 2% from November and 30% from a year earlier, driven by strong refinance activity. Purchase locks held steady and credit scores averaged 732. AI ...
Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...
Explore current mortgage rates and what they mean for homebuyers Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By ...
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