Homeowners insurance premiums have soared in recent years. How to reduce your costs

Insurance premiums have soared for many homeowners in recent years, but there are steps policyholders can take to reduce them, experts said.
Investopedia

The Cost Of Homeowners Insurance Is Skyrocketing. What You Can Do To Lower Your Premium

Elizabeth Guevara is a personal finance reporter who explains the world of business and economics and how it impacts your finances. She joined Investopedia in 2024. Scott Olson / Getty Image Insurers ...
CNBC

Homeowners insurance is averaging nearly $2,500 a year. Here's how you can save on a policy

The average cost of homeowners insurance in the U.S. is $2,424 per year for $300,000 in dwelling coverage, according to Bankrate data. Of course, that's just a nationwide average: In states like ...
Consumer Reports

Homeowners Are Facing an Insurance Crisis. CR Thinks These 9 Basic Rights Could Help.

Melissa Hudson says she was stunned last year when the insurance premiums on her home in Port Orchard, Wash., shot up 40 percent—even though she’d intentionally bought a home at low risk for fire, ...
Harvard Business School

Climate change is upending homeowners insurance nationwide

Climate change is causing turbulence in homeowner insurance markets, as a growing number of extreme weather events dramatically drive up costs. This is true for insurers, who are experiencing ...
WUNC

It's harder to get home insurance. That's changing communities across the U.S.

Home insurance is getting more expensive in the United States, and insurers are pulling back from some regions as the cost of disasters grows. That trend is stretching the limits of what ordinary ...
Forbes

Home Insurance Outlook 2026: Tariffs, Severe Weather, Building Costs Drive Higher Rates

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...