Because rules and methods can vary, a financial advisor can help you use residual value to support cash flow and long-term investment planning. What Is Residual Value?

How to calculate the present value of an ordinary annuity Present value of an annuity refers to how much money must be invested today in order to guarantee the payout you want in the future.

If you wish to calculate the value of paper savings bonds, the process is pretty straightforward. Access the paper savings bond calculator at TreasuryDirect and follow the directions.