Personal loans can be used to cover just about anything, including large expenses during financially hard times.

Eligibility. Withdrawals typically can be made after reaching age 59 1/2 without penalties. Early withdrawals may incur a 10% ...

Workers may take hardship withdrawals from a 401(k) account if they have an “immediate and heavy financial need.” Hardship distributions are limited only to the amount necessary to fulfill the need ...

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An auto loan hardship program can help if you’re facing a financial emergency and need help with your car payments. Eligibility criteria, fees and program options vary by lender. If you don’t qualify ...

If you must write a letter explaining your company's difficulty in repaying a debt, focus on the facts of your financial situation in a rational, even-handed manner. Include some emotion if it comes ...

Credit cards and banking specialist Jenn Underwood brings over 16 years of personal finance experience to the table. After a decade of teaching courses in banking, debt reduction, budgeting and credit ...

If you’re facing a financial emergency, you might be wondering: What is a hardship withdrawal and should I take one? A hardship withdrawal is an early withdrawal from certain retirement accounts, like ...