Fractional reserve banking is a cornerstone of modern financial systems, significantly shaping banking practices globally. The concept refers to the practice whereby banks hold only a fraction of ...

Forbes contributors publish independent expert analyses and insights. Jon Egilsson explores crypto, decentralized finance, and regulation. Banks are swirling in the transformative wave of private ...

What started as a single transaction from Satoshi to Hal Finney, has evolved into a complex system of industrial scale miners, evolving meta-protocols like the Lightning Network and Fedimint, and a ...