Learn how experience ratings in insurance impact premiums and risk assessment, incentivizing better risk management. Key insights into workers' compensation included.

Many employers have their workers’ compensation premiums adjusted according to their experience modification. However, too many employers don’t understand how this number is calculated or how it ...

Your experience modification factor or mod is the single most important controllable factor of your workers comp pricing. Depending on your experience mod you could either be paying 50% less than your ...

You can control the cost of your organization’s workers compensation insurance by knowing a few insider tips used by workers compensation cost control consultants. What follows are proven methods to ...