To give lenders a more complete financial profile of would-be borrowers, Plaid has introduced a new credit scoring platform ...

The company announced a new pricing model that will allow mortgage lenders to bypass credit bureaus for credit scores.

The companies that buy up the majority of the country’s home loans will now accept a second credit scoring model for mortgages — a change that could help underrepresented borrowers qualify for ...

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout.

FICO has updated its latest credit score models to include buy now, pay later data, showing how important this pandemic-era tool has become in the overall consumer debt market. The credit score ...

By letting resellers distribute scores straight to borrowers, Fair Isaac is opening the door to cheaper credit checks.

Fair Isaac upended the credit-scoring industry by giving mortgage lenders a way to offer its FICO credit score without ...

NEW YORK (AP) — Hundreds of millions of ‘Buy Now, Pay Later’ loans will soon affect credit scores for millions of Americans who use the loans to buy clothing, furniture, concert tickets, and takeout.

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...