Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...

High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...

Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...

While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...

If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...

Some pros say the Fed is likely to make rate cuts in 2026. Indeed, with the Fed’s first meeting of the year not scheduled ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Michael Boyle is an experienced financial professional with more than 10 years ...

CD Valet data also showed that for the first time in over a year, in December 60-month CDs saw the highest amount of APY increases compared to other standard-term CDs. Of all CD rate increases in ...