You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to ...

Starting this fall, buy now, pay later (BNPL) loans — the fast, flexible way to split up purchases over time — will be added to credit scoring models.

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

Key Points ・FICO is launching a new credit score model that includes BNPL loans. ・Consumers may see their scores rise or fall ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

Buy now, pay later is an increasingly popular way to shop online that lets you split a purchase into multiple payments over ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

Financial analytics company FICO has announced two new scores that incorporate buy now, pay later (BNPL) loan data for the ...

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by ...

The scoring models, which incorporate loan history from buy now, pay later services, like Klarna, Affirm, and Afterpay, will ...